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Damp And Condensation

The main cause of dampness is condensation which can lead to mould growth in your home, if left untreated this will lead to health risks and will cause your wooden window frames to rot. Mould is formed when the moist air produced by cooking, washing or drying your clothes indoors hits cool surfaces such as walls and mirrors. This condenses and forms water droplets. This moist air will rise when it is warm and will often end up on ceilings and in the rooms upstairs. Mould will grow on walls, ceilings, furniture, furnishings and clothing in drawers and cupboards. Types…

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Rent Arrears

Rent arrears are money which is not paid to the landlord each month as rent. Once you have missed rental payments this adds up and is called rent arrears. Once you are in rental arrears it is very important for you to deal with this straight away otherwise there is a risk that it could lead to you being evicted from the property Talk to your landlord to reach an agreement if you are in rent arrears. Don’t just let it be as this can make matters a lot worse. One of the reasons why rent arrears may arise is…

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DSS Tenants

DSS stands for Department of Social Security. DSS tenants are those who are claiming or receiving some sort of benefit from the Social Security. In most cases when landlords hear that DSS tenants are interested in their property, they immediately think, ‘Oh no, they will be a nuisance’ and are prejudiced. But what landlords need to understand is that all DSS applicants have different circumstances. Not all DSS tenants are on benefits because they are lazy. Nowadays a lot of people are forced to start claiming due to sudden changes of circumstances . We have had a tenant in one…

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Why should I furnish my rental house?

Many landlords do not like the idea of furnishing their house mainly because it is a big extra cost that you can easily avoid by just renting the property empty. There are ups and downs regarding this aspect but how can we benefit from them? The main thing you need to ask yourself is who you are planning to let the property to. Will it be a family with kids? In which case the smartest idea is to leave as little furniture as possible, mainly because being a family they will probably have all the furniture they need with them…

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Wanting to invest in property development? How to do it without loss.

The position of the current property market is very tempting not only for first time buyers but also for investors and developers. It has been researched by the BBC news team and confirmed by the Land Registry that in 2011 the average house prices in England had fallen 1.3% which is an average house price of £160,000. Some may not agree at first but according to the Land Registry, North East of England has been mostly affected as the house prices dropped 7.1% but the average has been lifted up by the price of properties in areas of London where…

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The safest way to invest your money

Investment Plans! Are you thinking of investing your money in something and are still not sure what would be a safe way to do it? We all want to secure and invest our money in a safe and profitable way but with so many options available on the current market we all ask ourselves What shall we do? Which is the safe option?. There are potentials and risks with any kind of investment. The one very important factor to look out for is to see whether the risks that certain type of investment might bring are avoidable and whether you…

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Landlords’ frustrations with agencies

Having come across various articles, forums and comments I feel it is absolutely necessary to address several issues that have been aimed against letting agencies by various landlords over the years. I completely understand the frustration and stress that some landlords must have gone through while dealing with a letting agency, although that should not be the reason not to trust every other agency and for not considering an option of having your property managed by an agency again. Being a landlord is not as easy as some may think, especially if you are only starting to build your portfolio…

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Live In Landlords

Live In Landlords It has been noticed that the number of live-in landlords has increased over the past few months but do they all know how to legally deal with an income they get from their lodgers? This article will help you understand more about income tax and what your options are when renting out rooms at your home but also how to successfully let your room. During the process of trying to let a room, every live-in landlord needs to be extremely careful and know what type of people they want to live with. Many potential tenants often get…

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Is my house an HMO?

Are you planning on buying an investment property and are not sure what to do with regards to how many rooms you can legally rent without having to obtain mandatory licences? This basic guide might help you to start with. It is so important to know what you can and cannot do with buying an investment property. The rules change and we all need to be aware of what precautions to take when planning on renting a house. It is becoming more and more popular for all property investors to purchase 4 or 5 bedroom letting houses for student or…

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Buy-To-Let Mortgage

I thought it would be a good idea to write out some true facts about getting a Buy-to-let mortgage as many people often get misinformed by what others say and believe this information before consulting with a professional. The number one thing to do is to shop around to see if you can get yourself a good deal with an independent mortgage adviser and consult with him personally on the situation you are in and the kind of criteria you need to meet in order to be eligible for a Buy-to-let mortgage. Here is some basic information that might help…

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